Expect personalized service and an excellent experience!

Meet Sarajane

I know your home is likely the largest purchase you will make. With my background as a buyer, seller, borrower, closing professional, realtor and loan originator, I understand the gravity of the decisions we make at each step in your mortgage. Customer experience and professional integrity have been the focus throughout my careers in real estate and administration. While we are working together, please know that no detail is too small, and all of your questions matter.

Over the years, I have had the privilege of serving many people just like you. Buying or refinancing your home is an incredibly exciting time! I'll work with you and your realtor to ensure this important milestone is handled with the individual attention you deserve.

As you shop for the mortgage loan you need and a professional who suits you, you have many choices. In addition to having competitive loan options, in-house underwriting, and always-on-time closing standards, Bell Bank Mortgage embraces 3 key values:

  • Unequaled personal service to every customer
  • Promoting and sustaining a family atmosphere
  • Giving back to the communities we serve

I encourage you to learn more about the good work we do and choose Bell with confidence.


How I Work

Your understanding of this process is key. I will take all the time you need to feel comfortable with the decisions you make. Using a variety of online tools, you can connect with me throughout the day based on your schedule. Rest assured, I will always respond in a timely manner and provide the information you require.

To get started, just click on Apply Now, send an email or give me a call!


Expertise and Specialties

  • Purchase loans
  • Refinance loans
  • Investment properties
  • FHA and WHEDA loans
  • VA loans
  • New Construction loans


MortgageMapp is an electronic business card that does more than share my contact information with you. It also gives you 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate Payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family friends & clients

Download Today.

More About Me

When I’m not working with loan customers, you may find me playing or teaching bagpipes. My husband and I have published a tutorial with Hal Leonard Music and are currently working on a comprehensive tune book to be released in coming months. We also maintain The Bagpipe Place, a free resource and museum for pipers around the world, as well as Celtic Matador, an online clothing and accessories shop.